Do I Really Need To Buy Travel Insurance?

person_outline Alana Deghelli
Feb 5, 2016

folder_open Travel Advice

timer 5 min read

Good work on booking your next trip! Now to save all your pennies, patiently count down the days and strategically pack your life into a bag and you’re ready to head to the airport.

Hold up! Have you got your passport? How about your flight itinerary? What about travel insurance? If you answered no to the last one, then it’s time to back it right up and lock it down because this is going to be the most important thing you need to take care of before you go.

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For all those "I don’t need travel insurance, it won’t happen to me” people - this post is for you. Sometimes the universe likes to play tricks and all of a sudden you’re wishing you had a little travel insurance to bail you out!

So here is how full comprehensive travel insurance is going to be your silent buddy on your travels and how it will pull through in case of the following...why-you-need-travel-insurance(When you think you're going to land and don't. Let's hope it was a powder day to soften the blow!)

1. MEDICAL SITUATIONS 🏥

From needing treatment for a common cold to an accidental ‘leg is probably going to be broken’ tumble, having medical insurance on your travel plan can save you thousands of dollars that you weren’t expecting to dish out!

Overseas the price for a non-resident to seek any type of medical treatment is sky high in comparison to home. So do yourself a favour now, so you don’t have to tip your wallet upside down later.why-you-need-travel-insurance1

2. YOUR SUITCASE DECIDES TO HOLIDAY ELSEWHERE 🛄

Picture this. You’re 30 hours deep in international plane travel, ready for that sweet moment when you finally get to shower, put fresh clothes on and get some rest.

Finally, the plane lands where you thought you would land, your bag, however, is living it up in an entirely different country. Never fear your travel insurance is here! Head to the information desk at the airport to let them know your bag is having its own adventures and call your travel insurance so they can cover any costs you spend to get new stuff!

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3. STOLEN GOODS. IT SUCKS, BUT IT HAPPENS 🚨

It’s not nice to think that there are people out there looking to steal the things you have worked hard to get. But, it's a fact of life and can happen without you even noticing.

Always keep your valuables where you can see them and especially close when in crowded areas. In the slim chance you do get your things stolen, your insurance will cover everything that was taken, so the loss doesn’t hurt as much.why-you-need-travel-insurance 4. BEFORE YOU EVEN TAKE OFF ✈️

Yep, sometimes the travel problems happen before you even bail from your home country. You may find that life throws you some hurdles and the trip you booked is just not ideal for how life is rolling out right now.

Don’t throw your entire trip down the drain, get some of those funds back and that way you can try head off when things are brighter again.why-you-need-travel-insurance25. FLIGHT CANCELLATIONS ⚠️

Airlines are continually moving their flight schedules. There is something crazy like 600,000 planes in the air at any one time, so you can imagine that with delays and weather conditions, you may land at your stopover to find out your flight has already left or even been cancelled.

Most airlines won’t automatically put you on the next plane unless you have a flexible fare, so it is good to be prepared and not pay a tonne for a last minute fare!

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6. Sometimes Mother Nature loses it 🌋

Generally, the planet is quite peaceful, but occasionally Mother Nature likes to throw down some hurricanes, earthquakes and tidal waves to remind everyone she/he is the boss. Unfortunately, this unpredictable wrath can either get in the way of your trip or affect you while you are there.

If you have to cancel the trip or evacuate to another location, the extra cover can help you get to safety in a tough situation.

If you can’t afford travel insurance, then you can’t afford to travel! Going travelling without a backup is like Timone with no Pumba. It just makes no sense! There's only one you in the world, and it's best to make sure you have something to rely on.

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Ok. You are prepped and totally aware of what needs to happen now, and we have a great team ready to sort you out with flights, adventures and of course some award-winning Comprehensive Travel Insurance. So click the button below and get hooked up!

Cover me please!

Alana Deghelli

Alana Deghelli

Alana was a Digital Media Manager at The Global Work & Travel Co. and super fan of exploring the world. She has travelled to 24 countries, 83 cities so far and loves nothing more than sharing her adventures in the hope it inspires others to get out and see this big, beautiful world!